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PENERAPAN SISTEM MIDTRANS SEBAGAI PAYMENT GATEWAY MENGGUNAKAN SNAP TOKEN ( STUDI KASUS UMKM MULYATEX)


The use of payment gateway technology is important for MSMEs to
increase the efficiency of online transactions. This study aims to integrate Midtrans
using Snap Token as a digital payment system for MSME Mulyatex to provide easy
transactions for customers and increase the efficiency of financial records.
The research method used is Extreme Programming (XP), which allows
iterative and flexible system development. Testing was carried out using a
simulation environment (Midtrans sandbox) before being implemented in the
production phase. The results of the study showed that the Snap Token integration
was successfully implemented in the development phase, with a system capable of
processing Virtual Account (VA), credit card, and convenience store (cstore)
transactions in real-time, including automatic payment status updates.
In addition, the test results show that the Midtrans sandbox has
characteristics that resemble the production system, so that the system that has been
tested in the development stage can be applied to production with little or no
significant changes.
Kata Kunci: Midtrans, Snap Token, Payment Gateway, UMKM
032 RAM P R.1
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Text Skripsi
Indonesia
UNIVERSITAS TEKNOLOGI DIGITAL INDONESIA (UTDI)
2025
Yogyakarta
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